Let us help you Build a Personalized Financial Plan

Share:

Figure Out “Stocks or Bonds?”

Calculator See how much your savings might grow in average, good, and bad times.

Enter Your Savings

Then Pick a Time-Frame

We’ll show you what to expect in average, good, and bad times if you invest in stocks, bonds, or a mix of both.

Please fill all required fields
    input Amount Saved  
    input Time Invested
     
    gap 
    header-column  On Average In Good Times In Bad Times
    input results-small Bond Fund
    input results-small 50/50 Stocks and Bonds
    input results-small Stock Fund
    input results-small Show Profit/Loss  
    Powered By SpreadsheetConverter (6.0.4287.4287)

    Under The Covers

    How We Make Projections & Our Disclaimer

    1. All amounts are shown as real dollars, or dollars that are adjusted for inflation. So you’ll be able to buy about the same with a projected dollar as you can buy with a dollar today.
    2. The projections were made using “Monte Carlo” simulations. We took past returns from stocks, bonds, and a 50/50 mixed fund and created a probability distribution. We randomly selected returns from this distribution thousands of times, and picked the median return for average returns, and the 5th and 95th percentile returns for bad and good returns.
    3. Stock returns are based on total U.S. stock returns since 1942, Bond returns are based on an intermediate bond fund during the same period.

    DISCLAIMER: The information provided on the SquaredAway website is for educational purposes only.  It is not intended to provide personal financial advice.

    real4exam

    Related Programs

    How-To

    Make a check list of the things you need to do.  It's often not that long.  Then knock things down one at a time. 

    How to Get Squared Away: Approaching Retirement

    Calculator

    Small changes can have a big impact.

    Figure Out Where to Cut Spending

    Learn More

    You'll live by the sweat of your brow from now to retirement.  Make the most of it!

    Learn About Strategies for Young Workers

    Calculator

    To protect yourself you need a reserve, usually about 2-4 months’ pay.

    Figure Out a Reserve for Unemployment