Let us help you Build a Personalized Financial Plan


Figure Out “Stocks or Bonds?”

Calculator See how much your savings might grow in average, good, and bad times.

Enter Your Savings

Then Pick a Time-Frame

We’ll show you what to expect in average, good, and bad times if you invest in stocks, bonds, or a mix of both.

Please fill all required fields
    input Amount Saved  
    input Time Invested
    header-column  On Average In Good Times In Bad Times
    input results-small Bond Fund
    input results-small 50/50 Stocks and Bonds
    input results-small Stock Fund
    input results-small Show Profit/Loss  
    Powered By SpreadsheetConverter (6.0.4287.4287)

    Under The Covers

    How We Make Projections & Our Disclaimer

    1. All amounts are shown as real dollars, or dollars that are adjusted for inflation. So you’ll be able to buy about the same with a projected dollar as you can buy with a dollar today.
    2. The projections were made using “Monte Carlo” simulations. We took past returns from stocks, bonds, and a 50/50 mixed fund and created a probability distribution. We randomly selected returns from this distribution thousands of times, and picked the median return for average returns, and the 5th and 95th percentile returns for bad and good returns.
    3. Stock returns are based on total U.S. stock returns since 1942, Bond returns are based on an intermediate bond fund during the same period.

    DISCLAIMER: The information provided on the SquaredAway website is for educational purposes only.  It is not intended to provide personal financial advice.


    Related Programs

    Learn More

    Uninsured medical expenses can bankrupt you. So at least have insurance that covers very large bills.

    Learn About Medical Insurance

    Learn More

    Retirees spend about 20% of their income on health care.  

    Learn About Medical Expenses in Retirement

    Learn More

    Costs often run 3-8% of the loan amount.  Some can be split with the seller or lender.  Those you pay can often be rolled into the loan.

    Learn About Mortgage Closing Costs

    Learn More

    A simple quiz to help you know where to get the best return on your savings.

    Learn About The Best Return on Your Savings