Let us help you Build a Personalized Financial Plan

Approaching Retirement

Most people approaching retirement don't seem to know they're approaching retirement.

Learn More

Getting the work you need requires more than “nose to the grindstone” or an up-to-date resume.

Learn About Strategies for Older Workers

Learn More

Life Annuities, like Social Security, send you a check each month as long as you live.

Learn About Life Annuities

Learn More

401(k)s and 403(b)s are retirement savings plans with special tax benefits set up by employers, IRAs by individuals.

Learn About IRAs, 401(k)s, & 403(b)s

Calculator

It changes what you own, what you owe, & your monthly expenses.

Figure Out How Moving Changes Your Finances

Learn More

A reverse mortgage can provide cash or an income for life and allow you to stay in your home for the rest of your life.  But there are things you...

Learn About Reverse Mortgages

How-To

Banks, brokerages, and mutual fund companies offer IRAs. Choose the one with the products and services you want for the lowest fees.

How To Open An IRA Account

Calculator

Get a personal estimate in 6 minutes or less.

Figure Out How Much Life Insurance You Need

Learn More

Retirees spend about 20% of their income on health care.  

Learn About Medical Expenses in Retirement

How-To

If life throws a monkey wrench into your plans

How To Handle an Unplanned Retirement

Learn More

Know how you're taxed, how you might save, and how taxes change in retirement.

Learn About Federal Taxes

How-To

For greater peace of mind & more to spend or save.   

How To Pay Down Debt

How-To

You can have your cake, eat it, or do a bit of both.

How To Use Your Savings in Retirement

Calculator

Small changes can have a big impact.

Figure Out Where to Cut Spending

How-To

A 9-minute checkup to see where you stand and get your finances squared away.

How To Check Your Family's Finances

Learn More

A relatively safe way to invest in stocks, bonds, or other investments.

Learn About Mutual Funds

Learn More

There’s nothing wrong with borrowing – we all borrow to buy a house or a car – as long as you don’t borrow stupid.

Learn About Borrowing Smart

How-To

If you don’t have a will, the court will distribute your property according to state laws.

How To Make a Will

Learn More

Social Security provides a basic retirement income.

Learn About Social Security

Calculator

Get what you need, without out-living your savings.

Figure Out How to Get Income from Retirement Savings

How-To

You need to show lenders that you and your home are good investments.

How to Get a Mortgage

Learn More

Disability insurance can keep you afloat if you’re unable to work.

Learn About Disability Insurance

Learn More

Traditional pensions, which provide a monthly income as long as you live, are much less common today. But if you’re in a plan, or have a pension,...

Learn About Employer Pensions

Learn More

Uninsured medical expenses can bankrupt you. So at least have insurance that covers very large bills.

Learn About Medical Insurance

Calculator

To 1) cut your payment, 2) pay it off faster, 3) get cash, or 4) switch to a fixed or adjustable rate loan.

Figure Out "If You Refinance ..."

Calculator

Retirement planner if you're approaching retirement.

Figure Out a Retirement Plan (if 50 or over)

How-To

Make a check list of the things you need to do.  It's often not that long.  Then knock things down one at a time. 

How to Get Squared Away: Approaching Retirement

Learn More

It usually makes sense to use savings to pay off the mortgage after you retire, but probably not before.

Learn About Paying Off the Mortgage

Learn More

The greatest challenge in retirement planning isn’t the math.  It’s our DNA.

Learn About Behavior That Can Ruin Retirement

Calculator

Know where your money goes, to spend smarter and live within your means.

Figure Out a Budget in 3 Minutes

How-To

Money in your pocket gets spent.  So set up a system that moves it where it should go before it gets spent.  

How To Move Money From Spending To Savings

Calculator

Eight in 10 Americans choose a 30-year fixed-rate mortgage. Should you?

Figure Out Your Best Mortgage

Learn More

Your family depends on the paychecks the breadwinners bring home.   So what would happen should a breadwinner die?

Learn About Life Insurance

How-To

If trust and expertise is what you want, here's how to find a planner that fits the bill.

How To Pick a Financial Planner

Learn More

A low-cost way to borrow using as collateral the equity in your home – the mortgage-free portion of the house you own.

Learn About Home Equity Loans & Lines of Credit

Learn More

A simple quiz to help you know where to get the best return on your savings.

Learn About The Best Return on Your Savings

Calculator

To protect yourself you need a reserve, usually about 2-4 months’ pay.

Figure Out a Reserve for Unemployment

How-To

It’s often hard to know how much you’re spending – until you overspend.  So set up a system that puts you in control.

How To Manage Everyday Spending

Learn More

Most elderly Americans need care – from family, paid helpers, or a residential facility

Learn About Long-Term Care

Calculator

See how much your savings might grow in average, good, and bad times.

Figure Out "Stocks or Bonds?"

Learn More

It usually makes sense to use savings to pay off the mortgage after you retire, but probably not before.

Learn About Paying Off the Mortgage

Learn More

There’s nothing wrong with borrowing – we all borrow to buy a house or a car – as long as you don’t borrow stupid.

Learn About Borrowing Smart

Learn More

Getting the work you need requires more than “nose to the grindstone” or an up-to-date resume.

Learn About Strategies for Older Workers

Learn More

Life Annuities, like Social Security, send you a check each month as long as you live.

Learn About Life Annuities

Learn More

Your family depends on the paychecks the breadwinners bring home.   So what would happen should a breadwinner die?

Learn About Life Insurance

Learn More

Retirees spend about 20% of their income on health care.  

Learn About Medical Expenses in Retirement

Learn More

Most elderly Americans need care – from family, paid helpers, or a residential facility

Learn About Long-Term Care

Learn More

Uninsured medical expenses can bankrupt you. So at least have insurance that covers very large bills.

Learn About Medical Insurance

Learn More

401(k)s and 403(b)s are retirement savings plans with special tax benefits set up by employers, IRAs by individuals.

Learn About IRAs, 401(k)s, & 403(b)s

Learn More

A reverse mortgage can provide cash or an income for life and allow you to stay in your home for the rest of your life.  But there are things you...

Learn About Reverse Mortgages

Learn More

A simple quiz to help you know where to get the best return on your savings.

Learn About The Best Return on Your Savings

Learn More

Traditional pensions, which provide a monthly income as long as you live, are much less common today. But if you’re in a plan, or have a pension,...

Learn About Employer Pensions

Learn More

The greatest challenge in retirement planning isn’t the math.  It’s our DNA.

Learn About Behavior That Can Ruin Retirement

Learn More

Social Security provides a basic retirement income.

Learn About Social Security

Learn More

Disability insurance can keep you afloat if you’re unable to work.

Learn About Disability Insurance

Learn More

A low-cost way to borrow using as collateral the equity in your home – the mortgage-free portion of the house you own.

Learn About Home Equity Loans & Lines of Credit

Learn More

A relatively safe way to invest in stocks, bonds, or other investments.

Learn About Mutual Funds

Learn More

Know how you're taxed, how you might save, and how taxes change in retirement.

Learn About Federal Taxes