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Costs often run 3-8% of the loan amount.  Some can be split with the seller or lender.  Those you pay can often be rolled into the loan.

Learn About Mortgage Closing Costs

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It changes what you own, what you owe, & your monthly expenses.

Figure Out How Moving Changes Your Finances

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Most elderly Americans need care – from family, paid helpers, or a residential facility

Learn About Long-Term Care

How-To

For greater peace of mind & more to spend or save.   

How To Pay Down Debt

How-To

You need to show lenders that you and your home are good investments.

How to Get a Mortgage

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There’s nothing wrong with borrowing – we all borrow to buy a house or a car – as long as you don’t borrow stupid.

Learn About Borrowing Smart

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A simple quiz to help you know where to get the best return on your savings.

Learn About The Best Return on Your Savings

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It usually makes sense to use savings to pay off the mortgage after you retire, but probably not before.

Learn About Paying Off the Mortgage

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Small changes can have a big impact.

Figure Out Where to Cut Spending

How-To

To get a better loan and borrow on more favorable terms.

How To Improve Your Credit

How-To

A 9-minute checkup to see where you stand and get your finances squared away.

How To Check Your Family's Finances

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Retirement planner if you're approaching retirement.

Figure Out a Retirement Plan (if 50 or over)

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Traditional pensions, which provide a monthly income as long as you live, are much less common today. But if you’re in a plan, or have a pension,...

Learn About Employer Pensions

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See how much your savings might grow in average, good, and bad times.

Figure Out "Stocks or Bonds?"

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A relatively safe way to invest in stocks, bonds, or other investments.

Learn About Mutual Funds

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Eight in 10 Americans choose a 30-year fixed-rate mortgage. Should you?

Figure Out Your Best Mortgage

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To protect yourself you need a reserve, usually about 2-4 months’ pay.

Figure Out a Reserve for Unemployment

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Your family depends on the paychecks the breadwinners bring home.   So what would happen should a breadwinner die?

Learn About Life Insurance

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Social Security provides a basic retirement income.

Learn About Social Security

How-To

Banks, brokerages, and mutual fund companies offer IRAs. Choose the one with the products and services you want for the lowest fees.

How To Open An IRA Account

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Get what you need, without out-living your savings.

Figure Out How to Get Income from Retirement Savings

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Disability insurance can keep you afloat if you’re unable to work.

Learn About Disability Insurance

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Know how you're taxed, how you might save, and how taxes change in retirement.

Learn About Federal Taxes

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Retirees spend about 20% of their income on health care.  

Learn About Medical Expenses in Retirement

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Know where your money goes, to spend smarter and live within your means.

Figure Out a Budget in 3 Minutes

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Life Annuities, like Social Security, send you a check each month as long as you live.

Learn About Life Annuities

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A low-cost way to borrow using as collateral the equity in your home – the mortgage-free portion of the house you own.

Learn About Home Equity Loans & Lines of Credit

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To 1) cut your payment, 2) pay it off faster, 3) get cash, or 4) switch to a fixed or adjustable rate loan.

Figure Out "If You Refinance ..."

How-To

Money in your pocket gets spent.  So set up a system that moves it where it should go before it gets spent.  

How To Move Money From Spending To Savings

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401(k)s and 403(b)s are retirement savings plans with special tax benefits set up by employers, IRAs by individuals.

Learn About IRAs, 401(k)s, & 403(b)s

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Uninsured medical expenses can bankrupt you. So at least have insurance that covers very large bills.

Learn About Medical Insurance

How-To

If trust and expertise is what you want, here's how to find a planner that fits the bill.

How To Pick a Financial Planner

How-To

It’s often hard to know how much you’re spending – until you overspend.  So set up a system that puts you in control.

How To Manage Everyday Spending

How-To

If you don’t have a will, the court will distribute your property according to state laws.

How To Make a Will

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Get a personal estimate in 6 minutes or less.

Figure Out How Much Life Insurance You Need

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A simple quiz to help you know where to get the best return on your savings.

Learn About The Best Return on Your Savings

Learn More

Disability insurance can keep you afloat if you’re unable to work.

Learn About Disability Insurance

Learn More

Uninsured medical expenses can bankrupt you. So at least have insurance that covers very large bills.

Learn About Medical Insurance

Learn More

Life Annuities, like Social Security, send you a check each month as long as you live.

Learn About Life Annuities

Learn More

Social Security provides a basic retirement income.

Learn About Social Security

Learn More

A relatively safe way to invest in stocks, bonds, or other investments.

Learn About Mutual Funds

Learn More

A low-cost way to borrow using as collateral the equity in your home – the mortgage-free portion of the house you own.

Learn About Home Equity Loans & Lines of Credit

Learn More

Traditional pensions, which provide a monthly income as long as you live, are much less common today. But if you’re in a plan, or have a pension,...

Learn About Employer Pensions

Learn More

Your family depends on the paychecks the breadwinners bring home.   So what would happen should a breadwinner die?

Learn About Life Insurance

Learn More

Costs often run 3-8% of the loan amount.  Some can be split with the seller or lender.  Those you pay can often be rolled into the loan.

Learn About Mortgage Closing Costs

Learn More

There’s nothing wrong with borrowing – we all borrow to buy a house or a car – as long as you don’t borrow stupid.

Learn About Borrowing Smart

Learn More

401(k)s and 403(b)s are retirement savings plans with special tax benefits set up by employers, IRAs by individuals.

Learn About IRAs, 401(k)s, & 403(b)s

Learn More

Most elderly Americans need care – from family, paid helpers, or a residential facility

Learn About Long-Term Care

Learn More

Know how you're taxed, how you might save, and how taxes change in retirement.

Learn About Federal Taxes

Learn More

Retirees spend about 20% of their income on health care.  

Learn About Medical Expenses in Retirement

Learn More

It usually makes sense to use savings to pay off the mortgage after you retire, but probably not before.

Learn About Paying Off the Mortgage