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Retirement

Retirements are long these days, and increasingly depend on decisions you make.

How-To

If you don’t have a will, the court will distribute your property according to state laws.

How To Make a Will

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It's  usually your largest expense & store of wealth. If you need more income, it’s the logical place to look.

Learn About Using Your House in Retirement

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Get what you need, without out-living your savings.

Figure Out How to Get Income from Retirement Savings

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To 1) cut your payment, 2) pay it off faster, 3) get cash, or 4) switch to a fixed or adjustable rate loan.

Figure Out "If You Refinance ..."

How-To

If trust and expertise is what you want, here's how to find a planner that fits the bill.

How To Pick a Financial Planner

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A reverse mortgage can provide cash or an income for life and allow you to stay in your home for the rest of your life.  But there are things you...

Learn About Reverse Mortgages

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Social Security provides a basic retirement income.

Learn About Social Security

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Know how you're taxed, how you might save, and how taxes change in retirement.

Learn About Federal Taxes

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A simple quiz to help you know where to get the best return on your savings.

Learn About The Best Return on Your Savings

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It changes what you own, what you owe, & your monthly expenses.

Figure Out How Moving Changes Your Finances

How-To

You can have your cake, eat it, or do a bit of both.

How To Use Your Savings in Retirement

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Retirees spend about 20% of their income on health care.  

Learn About Medical Expenses in Retirement

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Get a personal estimate in 6 minutes or less.

Figure Out How Much Life Insurance You Need

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Know where your money goes, to spend smarter and live within your means.

Figure Out a Budget in 3 Minutes

How-To

A 9-minute checkup to see where you stand and get your finances squared away.

How To Check Your Family's Finances

How-To

It's a 3-step process: 1) Define the retirement income you need. 2) Decide how to get it. 3) Get it done. 

How To Get Squared Away: In Retirement

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Life Annuities, like Social Security, send you a check each month as long as you live.

Learn About Life Annuities

How-To

It’s often hard to know how much you’re spending – until you overspend.  So set up a system that puts you in control.

How To Manage Everyday Spending

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See how much your savings might grow in average, good, and bad times.

Figure Out "Stocks or Bonds?"

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The greatest challenge in retirement planning isn’t the math.  It’s our DNA.

Learn About Behavior That Can Ruin Retirement

How-To

For greater peace of mind & more to spend or save.   

How To Pay Down Debt

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A low-cost way to borrow using as collateral the equity in your home – the mortgage-free portion of the house you own.

Learn About Home Equity Loans & Lines of Credit

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Eight in 10 Americans choose a 30-year fixed-rate mortgage. Should you?

Figure Out Your Best Mortgage

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A relatively safe way to invest in stocks, bonds, or other investments.

Learn About Mutual Funds

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Small changes can have a big impact.

Figure Out Where to Cut Spending

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Most elderly Americans need care – from family, paid helpers, or a residential facility

Learn About Long-Term Care

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Getting the work you need requires more than “nose to the grindstone” or an up-to-date resume.

Learn About Strategies for Older Workers

How-To

If life throws a monkey wrench into your plans

How To Handle an Unplanned Retirement

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It usually makes sense to use savings to pay off the mortgage after you retire, but probably not before.

Learn About Paying Off the Mortgage

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There’s nothing wrong with borrowing – we all borrow to buy a house or a car – as long as you don’t borrow stupid.

Learn About Borrowing Smart

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Traditional pensions, which provide a monthly income as long as you live, are much less common today. But if you’re in a plan, or have a pension,...

Learn About Employer Pensions

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Know how you're taxed, how you might save, and how taxes change in retirement.

Learn About Federal Taxes

Learn More

Traditional pensions, which provide a monthly income as long as you live, are much less common today. But if you’re in a plan, or have a pension,...

Learn About Employer Pensions

Learn More

A low-cost way to borrow using as collateral the equity in your home – the mortgage-free portion of the house you own.

Learn About Home Equity Loans & Lines of Credit

Learn More

Social Security provides a basic retirement income.

Learn About Social Security

Learn More

It's  usually your largest expense & store of wealth. If you need more income, it’s the logical place to look.

Learn About Using Your House in Retirement

Learn More

Getting the work you need requires more than “nose to the grindstone” or an up-to-date resume.

Learn About Strategies for Older Workers

Learn More

Life Annuities, like Social Security, send you a check each month as long as you live.

Learn About Life Annuities

Learn More

A reverse mortgage can provide cash or an income for life and allow you to stay in your home for the rest of your life.  But there are things you...

Learn About Reverse Mortgages

Learn More

It usually makes sense to use savings to pay off the mortgage after you retire, but probably not before.

Learn About Paying Off the Mortgage

Learn More

There’s nothing wrong with borrowing – we all borrow to buy a house or a car – as long as you don’t borrow stupid.

Learn About Borrowing Smart

Learn More

The greatest challenge in retirement planning isn’t the math.  It’s our DNA.

Learn About Behavior That Can Ruin Retirement

Learn More

Retirees spend about 20% of their income on health care.  

Learn About Medical Expenses in Retirement

Learn More

A relatively safe way to invest in stocks, bonds, or other investments.

Learn About Mutual Funds

Learn More

A simple quiz to help you know where to get the best return on your savings.

Learn About The Best Return on Your Savings

Learn More

Most elderly Americans need care – from family, paid helpers, or a residential facility

Learn About Long-Term Care